Terms of Service

Effective June 25, 2026  •  B&T Home Improvements LLC  •  Oakland, NJ

These Terms of Service (“Terms”) govern your use of the website btroofingnj.com and your engagement with B&T Home Improvements LLC (“B&T,” “we,” “our,” or “us”) for roofing and home improvement services in New Jersey.

1. Free Estimates

Estimates provided by B&T Home Improvements LLC are free and non-binding. A written estimate represents our best assessment based on information available at the time of inspection. Final pricing is determined after a full on-site inspection and is subject to change based on actual project scope, materials, and conditions discovered during work.

2. Service Agreements

No work will begin without a written agreement signed by both parties. Submitting a form on this website does not constitute a contract or commitment to perform work. Pricing, scope, timelines, and warranties will be specified in a written contract before any work begins.

3. Emergency Roofing Requests

While we make every effort to respond promptly to requests submitted through this website, a form submission does not guarantee an emergency response. For urgent roofing leaks or storm damage requiring immediate attention, call us directly at (201) 566-2219.

4. Financing

Financing options may be available through third-party lenders. Approval, terms, and rates are subject to credit qualification and lender requirements. B&T Home Improvements LLC does not guarantee financing approval and is not a lender. Contact us for details on available financing programs.

5. Insurance Claims

B&T Home Improvements LLC can provide photos, written estimates, and documentation to assist homeowners in understanding roof damage. We make no representation regarding insurance coverage, claim outcomes, or coverage amounts. Insurance coverage decisions are made solely by your insurance carrier based on your policy terms, deductible, cause of loss, and adjuster findings. Any documentation we provide is for informational purposes only and does not constitute a guarantee of coverage or reimbursement.

6. Warranties

Warranty coverage varies by product and service. Specific warranty terms, including labor and manufacturer warranties, will be stated in your written contract. No warranty representations made on this website supersede the terms of a signed written agreement.

7. Website Accuracy

We strive to keep information on this website accurate and up to date. However, product availability, pricing, certifications, and service offerings may change without notice. Contact us to confirm current offerings, pricing, and qualifications before making hiring decisions.

8. Limitation of Liability

To the fullest extent permitted by law, B&T Home Improvements LLC shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of this website or reliance on information contained herein.

9. Governing Law

These Terms are governed by the laws of the State of New Jersey. Any disputes arising from these Terms or our services shall be resolved in the courts of Bergen County, New Jersey.

10. Changes to These Terms

We reserve the right to update these Terms at any time. Changes will be posted on this page with an updated effective date. Continued use of the website constitutes acceptance of the revised Terms.