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Hail, wind, or ice tore up your roof?
When storms hit Oakland and Bergen County, B&T Home Improvements responds quickly — assessing damage, creating detailed documentation for your insurance claim, and repairing your roof the right way.
24/7 emergency response • Insurance documentation provided • Licensed & Insured
NJ storms cause three main types of roof damage. Here's how to spot each one before it gets worse.
Hailstones dent or crack shingles and knock off protective granules. Signs include circular dents on shingles, dark spots where granules are missing, and granule accumulation in gutters after a storm.
Get Hail Damage Assessment →High winds lift shingles from the edges or peel them back entirely. Look for lifted corners, missing shingles in sections, and exposed underlayment — especially along ridges and eaves.
Get Wind Damage Assessment →Ice dams form when snow melts and refreezes at roof edges, forcing water under shingles. Results include water stains on ceilings, damaged flashing, and shingle buckling near eaves.
Get Ice Damage Assessment →Fallen branches or trees can crack the roof deck, puncture shingles, or damage flashing. Even small impacts can cause hidden structural damage that leads to leaks later.
Get Debris Damage Assessment →Storm wind and rain stress the seals around chimneys, vents, and skylights. Pulled-back or cracked flashing is a common post-storm leak point that needs immediate attention.
Get Flashing Repair Estimate →Not all storm damage is visible from the ground. Water can infiltrate and damage the roof deck, insulation, and rafters before any interior signs appear. Professional inspection matters.
Schedule A Free Inspection →B&T has repaired storm-damaged roofs across Bergen County for over 20 years. Here's the kind of work we do.
Most homeowners leave money on the table because their contractor doesn't document storm damage properly. We do it right.
We photograph every area of damage systematically — hail impacts, lifted shingles, flashing failures — creating a complete visual record for your insurance adjuster.
Our written assessment documents the scope of damage, materials affected, and recommended repairs — exactly what insurance adjusters need to process your claim.
We're available to walk through the damage with your insurance adjuster, answer questions, and ensure nothing is missed. Many clients recover significantly more with our help.
When you call B&T after storm damage, here's exactly what happens.
Reach us at (201) 566-2219 or fill out the form. We're available 24/7 for genuine emergencies.
For active leaks or significant damage, we aim to have someone at your property within 24 hours — often same day.
We inspect the roof, document all damage with photos and written notes, and give you an honest estimate on the spot.
If your roof has open exposure, we can install a temporary tarp to protect your home while permanent repairs are arranged.
We provide full documentation, coordinate with your adjuster, and ensure your claim covers everything that was damaged.
Once approved, we complete the repairs with quality materials — typically within 1–3 days for most storm repair projects.
“Called them after a bad hailstorm and they were out the next morning. They documented everything for my insurance company and I ended up getting a full roof replacement covered. Couldn’t have done it without their help.”
“Wind ripped off several shingles during a nor’easter. B&T came out same day, put a tarp up, and had the repairs done by the end of the week. Professional crew, fair price.”
“Ice dam caused major damage last winter. B&T was the only contractor who took the time to walk me through the insurance process. Repairs were solid and they stood behind their work.”
We'll review your info and respond same day. We help with insurance documentation at no extra cost.
Most standard homeowner's insurance policies in New Jersey cover sudden and accidental storm damage including wind, hail, and ice. Coverage typically does not include gradual wear and aging. The key is documenting the damage thoroughly immediately after the storm — which is exactly what B&T helps you do.
As soon as possible. Insurance companies typically require claims to be filed in a timely manner, and evidence of damage can deteriorate quickly. Calling B&T promptly ensures we can document the storm-related damage accurately before normal weathering begins.
Yes. Hail impacts can look like minor dents but actually crack the shingle mat, accelerate granule loss, and compromise the waterproof integrity of the shingle — even when the damage isn't obvious from the ground. A professional inspection is the only way to know for sure.
Yes. If your roof has open exposure after a storm, we can install a temporary protective tarp quickly to prevent interior water damage while we arrange permanent repairs. This is especially important for tree impacts or large sections of missing shingles.
Filing a claim for a legitimate storm event (hail, wind, named weather events) is different from filing multiple claims for different types of damage. Most NJ insurers treat weather-related claims more favorably than other claim types. Speak with your insurance agent — in many cases, not filing costs you more than filing does.
Every hour of delay means more water infiltration and weaker insurance documentation. Call B&T Home Improvements now — we'll be there fast.